APA način citiranja

Uppal, R. K. (2012). Mobile banking: A tool for channel migration.

Čikaški stil citiranja

Uppal, R K. Mobile Banking: A Tool for Channel Migration. Sarup Book Publishers Pvt Ltd, New Delhi, 2012.

MLA način citiranja

Uppal, R K. Mobile Banking: A Tool for Channel Migration. 2012.