APA Edition Citation

Sethi, J., & Bhatia , N. (2008). Elements of banking and insurance. PHI.

Chicago Edition Citation

Sethi, Jyotsna, and Nishwan Bhatia. Elements of Banking and Insurance. New Delhi: PHI, 2008.

MLA Edition Citation

Sethi, Jyotsna, and Nishwan Bhatia. Elements of Banking and Insurance. PHI, 2008.

Warning: These citations may not always be 100% accurate.