Παραπομπή APA

Sethi, J., & Bhatia, N. (2007). Elements of banking and insurance. PHI.

Παραπομπή Chicago Style

Sethi, Jyotsna, και Nishwan Bhatia. Elements of Banking and Insurance. New Delhi: PHI, 2007.

Παραπομπή MLA

Sethi, Jyotsna, και Nishwan Bhatia. Elements of Banking and Insurance. PHI, 2007.