APA-viite

Kulkarni, R. V., & Desai, B. L. (2004). Knowledge-based systems in banking sector. New Century Publications.

Chicago-tyylinen lähdeviittaus

Kulkarni, R. V., ja B. L. Desai. Knowledge-based Systems in Banking Sector. New Delhi: New Century Publications, 2004.

MLA-viite

Kulkarni, R. V., ja B. L. Desai. Knowledge-based Systems in Banking Sector. New Century Publications, 2004.