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Financial Literacy and Micro Credit Management: A micro study among Members of neighbourhood groups of Kudumbashree (Kerala)
The Self Help Groups (SHGs) aimed at pooling of poor women to find ways and means to combat their family poverty and thereby their own empowerment have been widely recognised in India especially on its southern part comprising Kerala, Tamil Nadu, Andhra Pradesh and Karnataka. The higher concentratio...
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Format: | Printed Book |
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INTERNATIONAL JOURNAL OF MICRO FINANCE
2011
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Online Access: | http://10.26.1.76/ks/005907.pdf |
LEADER | 01823nam a22001457a 4500 | ||
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100 | |a S. Santhosh Kumar |9 35767 | ||
245 | |a Financial Literacy and Micro Credit Management: A micro study among Members of neighbourhood groups of Kudumbashree (Kerala) | ||
260 | |b INTERNATIONAL JOURNAL OF MICRO FINANCE |c 2011 | ||
300 | |a p.70 - 77 |b Volume 1 Number 1 January - June 2011 | ||
520 | |a The Self Help Groups (SHGs) aimed at pooling of poor women to find ways and means to combat their family poverty and thereby their own empowerment have been widely recognised in India especially on its southern part comprising Kerala, Tamil Nadu, Andhra Pradesh and Karnataka. The higher concentration of micro finance efforts – micro credit and micro savings – in the southern states in the county have been substantiating evidences for this. Though the higher spread of micro finance through SHGs are positive symptoms towards poverty alleviation and empowerment in this region, there is also a question of efficient and effective use these credit. Inefficient use of credit may worsen the financial situation of the poor than bringing economic empowerment. Basic financial literacy is paramount here to ensure efficient and effective utilisation of credit. Provision of financial literacy to the poor by different possible means has been, therefore, inevitable to ensure proper micro credit management. The present paper is an empirical one pursuing into the measurement of basic financial literacy and micro credit management knowledge level of members of formal women groups in one of the grama panchayats in the State of Kerala, India. | ||
650 | |a SELF HELP GROUPS |9 35768 | ||
856 | |u http://10.26.1.76/ks/005907.pdf | ||
942 | |c KS | ||
999 | |c 87103 |d 87103 | ||
952 | |0 0 |1 0 |4 0 |7 0 |9 79437 |a MGUL |b MGUL |d 2016-06-30 |l 0 |r 2016-06-30 |w 2016-06-30 |y KS |