A COMPARATIVE STUDY ON GROWTH AND PERFORMANCE OF DCCB WITH SPECIAL REFERENCE TO TAMILNADU AND KERALA STATE

This paper studies the pattern of the financial parameters i.e. paid up capital, total reserve, total deposits, total borrowings, total capital, investments etc. of the co – operative banks in Tamilnadu and Kerala. The research study was concerned with the assessment of the trend pattern based on th...

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Bibliographic Details
Main Author: Mr.F.Franco Authers and Dr. R. Karpagavalli
Format: Printed Book
Published: International Journal of Management and Social Science Research Review 2015
Subjects:
CREDIT; > DEPOSIT; > DISTRICT CENTRAL COOPERATIVE BANK; > PRIMARY AGRICULTURAL CREDIT SOCIETIES; > STATE COOPERATIVE BANK
Online Access:http://10.26.1.76/ks/004632.pdf
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100 |a Mr.F.Franco Authers and Dr. R. Karpagavalli  |9 21920 
245 |a A COMPARATIVE STUDY ON GROWTH AND PERFORMANCE OF DCCB WITH SPECIAL REFERENCE TO TAMILNADU AND KERALA STATE 
260 |b International Journal of Management and Social Science Research Review  |c 2015 
300 |b Vol.1, Issue.9, March- 2015. 
520 |a This paper studies the pattern of the financial parameters i.e. paid up capital, total reserve, total deposits, total borrowings, total capital, investments etc. of the co – operative banks in Tamilnadu and Kerala. The research study was concerned with the assessment of the trend pattern based on the information available for the years 2008-2009 to 2012-2013.Financial institutions like co-operative banks perform important role in the economic development of a country by mobilizing rural deposits and lending these deposits in the form of loans and advances. There is Three Tier structure of the institutions providing short and medium term credit to farmers. The apex body, namely State Cooperative Bank disburses agricultural credit to District Central Co-operative Banks. The District Central Co-operative Banks play a major role in the disbursement of credit to PACS and PACS lend agricultural credit to cultivator members. Thus District Central Co-operative Banks works as a linkage between State Co-operative Bank and Primary Agricultural Credit Societies. These banks occupy a middle level position in the three tier co-operative credit structure of the country. Short-term or crop loan is for 12 to 15 months duration without collateral security and medium term loans repayable within 3 to 5 years. Therefore, this paper studies the comparative growth of DCCBs in Tamilnadu and Kerala. 
650 |a CREDIT;  |a DEPOSIT;  |a DISTRICT CENTRAL COOPERATIVE BANK;  |a PRIMARY AGRICULTURAL CREDIT SOCIETIES;  |a STATE COOPERATIVE BANK  |9 21921 
856 |u http://10.26.1.76/ks/004632.pdf 
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999 |c 74857  |d 74857 
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