APA Edition Citation

Lawrence J Gitman Michael D Joehnk Randall S Billingsley. (2014). Personal Financial Planning (13th ed.). Cengage Learning.

Chicago Edition Citation

Lawrence J Gitman Michael D Joehnk Randall S Billingsley. Personal Financial Planning. 13th ed. Andover: Cengage Learning, 2014.

MLA Edition Citation

Lawrence J Gitman Michael D Joehnk Randall S Billingsley. Personal Financial Planning. 13th ed. Cengage Learning, 2014.

Warning: These citations may not always be 100% accurate.