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EVALUATION OF DISTRICT COOPERATIVE BANKS IN KERALA: ON THE BASIS OF AGRICULTURAL CREDIT
14 District Co-operative Banks are working under the guidance of Kerala State Cooperative Bank in Kerala. District Cooperative Banks are included in the short-term credit structure of cooperatives. DCBs offer only short term and medium term credit for agricultural and nonagricultural operations. S...
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| Format: | Printed Book |
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VISTAS
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| Online Access: | http://10.26.1.76/ks/007075.pdf |
| Summary: | 14 District Co-operative Banks are working under the guidance of Kerala State Cooperative Bank in Kerala. District Cooperative Banks are included in the short-term credit structure of cooperatives. DCBs offer only short term and medium term credit for agricultural and nonagricultural operations. Short term agricultural loans include: loans for seasonal agricultural operations, marketing of crops, selling and distribution of agricultural commodities etc. Medium term agricultural credit includes: minor irrigation, animal husbandry etc. the study found that, DCBs gave more importance to short-term agricultural credits than medium term agricultural credits, DCBs have a good capacity to collect the short term agricultural loans without losing more amount in overdues, and it has a capacity to reduce its NPA relating to agricultural
credit in the future. |
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| Physical Description: | pp. 41-47 Vol. 3, No. 1, 2014, |