एपीए उद्धरण

Suneja, H. R. (1994). Innovations in banking services.

शिकागो स्टाइल उद्धरण

Suneja, H R. Innovations in Banking Services. Bombay, Himalaya Publishing House, 1994.

एमएलए उद्धरण

Suneja, H R. Innovations in Banking Services. 1994.