Bhatt, V. (1995). Financial systems, innovations and development (1st. ed.). Sage Publications.
Čikaški stil citiranjaBhatt, V.V. Financial Systems, Innovations and Development. 1st. ed. New Delhi: Sage Publications, 1995.
MLA način citiranjaBhatt, V.V. Financial Systems, Innovations and Development. 1st. ed. Sage Publications, 1995.
Upozorenje: Ovi citati možda nisu uvijek 100% točni.