APA način citiranja

Verma, J. (1996). Credit rating: Concepts, practices and procedures (2nd ed.). Bharat law house.

Čikaški stil citiranja

Verma, J.C. Credit Rating: Concepts, Practices and Procedures. 2nd ed. New Delhi: Bharat law house, 1996.

MLA način citiranja

Verma, J.C. Credit Rating: Concepts, Practices and Procedures. 2nd ed. Bharat law house, 1996.