Verma, J. (1996). Credit rating: Concepts, practices and procedures (2nd ed.). Bharat law house.
Chicago-tyylinen lähdeviittausVerma, J.C. Credit Rating: Concepts, Practices and Procedures. 2nd ed. New Delhi: Bharat law house, 1996.
MLA-viiteVerma, J.C. Credit Rating: Concepts, Practices and Procedures. 2nd ed. Bharat law house, 1996.
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