APA način citiranja

Singhal, S. (2003). Internet banking: The second wave. Tata McGraw-Hill.

Čikaški stil citiranja

Singhal, Sanjiv. Internet Banking: The Second Wave. New Delhi: Tata McGraw-Hill, 2003.

MLA način citiranja

Singhal, Sanjiv. Internet Banking: The Second Wave. Tata McGraw-Hill, 2003.