Bhattacharya, H. (1998). Banking strategy, credit appraisal and lending decisions: A risk-return framework. Oxford.
Chicago-tyylinen lähdeviittausBhattacharya, Hrishikes. Banking Strategy, Credit Appraisal and Lending Decisions: A Risk-return Framework. Delhi: Oxford, 1998.
MLA-viiteBhattacharya, Hrishikes. Banking Strategy, Credit Appraisal and Lending Decisions: A Risk-return Framework. Oxford, 1998.
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