Joy, K. (1997). Personal finance of gazetted officers in Kerala. School of Management Studies, CUSAT.
Chicago Stili AlıntıJoy, K.J. Personal Finance of Gazetted Officers in Kerala. Kochi: School of Management Studies, CUSAT, 1997.
MLA AlıntıJoy, K.J. Personal Finance of Gazetted Officers in Kerala. School of Management Studies, CUSAT, 1997.
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