APA način citiranja

Joy, K. (1997). Personal finance of gazetted officers in Kerala. School of Management Studies, CUSAT.

Čikaški stil citiranja

Joy, K.J. Personal Finance of Gazetted Officers in Kerala. Kochi: School of Management Studies, CUSAT, 1997.

MLA način citiranja

Joy, K.J. Personal Finance of Gazetted Officers in Kerala. School of Management Studies, CUSAT, 1997.

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