Joy, K. (1997). Personal finance of gazetted officers in Kerala. School of Management Studies, CUSAT.
Dyfyniad Arddull ChicagoJoy, K.J. Personal Finance of Gazetted Officers in Kerala. Kochi: School of Management Studies, CUSAT, 1997.
Dyfyniad MLAJoy, K.J. Personal Finance of Gazetted Officers in Kerala. School of Management Studies, CUSAT, 1997.
Rhybudd: Mae'n bosib nad yw'r dyfyniadau hyn bob amser yn 100% cywir.