APA استشهاد

Joy, K. (1997). Personal finance of gazetted officers in Kerala. School of Management Studies, CUSAT.

استشهاد بنمط شيكاغو

Joy, K.J. Personal Finance of Gazetted Officers in Kerala. Kochi: School of Management Studies, CUSAT, 1997.

MLA استشهاد

Joy, K.J. Personal Finance of Gazetted Officers in Kerala. School of Management Studies, CUSAT, 1997.