एपीए उद्धरण

Bidani, S., Mitra, P., & Pramod Kumar. (2004). Taxmann's credit risk management. Taxmann Allied Services.

शिकागो स्टाइल उद्धरण

Bidani, S.N, P.K Mitra, और Pramod Kumar. Taxmann's Credit Risk Management. New Delhi: Taxmann Allied Services, 2004.

एमएलए उद्धरण

Bidani, S.N, et al. Taxmann's Credit Risk Management. Taxmann Allied Services, 2004.