APA-viite

Bidani, S., Mitra, P., & Pramod Kumar. (2004). Taxmann's credit risk management. Taxmann Allied Services.

Chicago-tyylinen lähdeviittaus

Bidani, S.N, P.K Mitra, ja Pramod Kumar. Taxmann's Credit Risk Management. New Delhi: Taxmann Allied Services, 2004.

MLA-viite

Bidani, S.N, et al. Taxmann's Credit Risk Management. Taxmann Allied Services, 2004.