APA način citiranja

Ratnakumar,V Frank, & Edwinraj,D Joel. (2009). Cooperatives and microfinance. Serials.

Čikaški stil citiranja

Ratnakumar,V Frank, i Edwinraj,D Joel. Cooperatives and Microfinance. New Delhi: Serials, 2009.

MLA način citiranja

Ratnakumar,V Frank, i Edwinraj,D Joel. Cooperatives and Microfinance. Serials, 2009.