APA-viite

Kulkarni,R V, & Desai,B L. (2004). Knowledge - based systems in banking sector. New Century Publications.

Chicago-tyylinen lähdeviittaus

Kulkarni,R V, ja Desai,B L. Knowledge - Based Systems in Banking Sector. New Delhi: New Century Publications, 2004.

MLA-viite

Kulkarni,R V, ja Desai,B L. Knowledge - Based Systems in Banking Sector. New Century Publications, 2004.