APA način citiranja

Kochhar, S. .. [. a., & Kochhar, S. (2009). Financial inclusion. Academic Foundation.

Čikaški stil citiranja

Kochhar, Sameer ... [et al.], i Sameer Kochhar. Financial Inclusion. New Delhi: Academic Foundation, 2009.

MLA način citiranja

Kochhar, Sameer ... [et al.], i Sameer Kochhar. Financial Inclusion. Academic Foundation, 2009.