APA način citiranja

Karmakar, K. G., Banerjee, G., & Mohapatra, N. P. (2011). Towards financial inclusion in India. SAGE.

Čikaški stil citiranja

Karmakar, K. G., Gangadhar Banerjee, i N. P. Mohapatra. Towards Financial Inclusion in India. New Delhi: SAGE, 2011.

MLA način citiranja

Karmakar, K. G., et al. Towards Financial Inclusion in India. SAGE, 2011.